Check your home warranty policy to see which of the following items are covered. Also check to see if the policy covers the full replacement cost of an item. 

Plumbing 

Electrical Systems 

Water Heater 

Furnace 

Heating Ducts 

Water Pump 

Dishwasher 

Stove/Cooktop/Ovens 

Microwave 

Refrigerator 

Washer/Dryer 

Swimming Pool (may be optional) 

Reprinted from REALTORĀ® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSĀ®. Copyright 2003. All rights reserved. 

Courtesy of Metro Realty, REALTORĀ®