Buyer
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below. Income Take Home Pay/All family members Child...
Buyer
Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses such as car repairs, illnesses, etc.,...